At PCAL Financial Group, we offer a number of solutions:  

- Investments (RESPs, TFSAs, RRSPs)

- Life Protection (Life, Critical and Disability Insurance)

- Health Protection (Long Term Care Insurance, Health and Dental Plans)

- Emergency Fund

- Estate Protection (Retirement Planning, Insurance for Children)

- Grant-Writing


I am so excited to have met Billie Jane. She is so energetic and  fun to deal with. I was unsure if I could afford to put money away but talking to Billie made me feel confident that I could start a future for my beautiful daughter.

Thanks Billie Jane!


She has a wealth of knowledge and is passionate about helping people in the community build a future and legacy for their children and loved ones. Thank you for taking the time and providing guidance where needed.



Her experiences as a parent help her to relate to her clients. She’s also very friendly and takes time to get to know her clients very well.


I just want to share a quick note to let you know that you did an excellent job in presenting the information given. You took the time to explain everything and make it more understandable. The best part is you gave me a piece of mind and that I could trust Knowledge first Financial to secure a future for my daughter's education.